You stop paying the premium – If you stop paying the premiums after 3 policy years, the policy acquires a Paid Up Value for a Reduced Sum Assured but the policy would be eligible for any future regular additions. Email ID: bagichelp@bajajallianz.co.in. It has an assured value of Rs. The policy Sum Assured or Guaranteed Death Benefit is reduced to the extent of any partial withdrawals from the Regular Premium Fund during two years from the date of death (if made). In which fund yu have invested ur money? I have already payed 3 premiums (Total Rs. Bajaj Allianz Future Gain is a unit linked insurance plan that gives you an opportunity to gain maximum benefits at much affordable cost. You want to surrender the policy – There is a Guaranteed Surrender Value in this plan but depends on the Premium paying Term. 36,000). Generally you can surrender … The Sum Assured chosen by him is Rs.7 lakh. Bajaj Allianz Future Gain Plan Death Benefit is subject to the Guaranteed Death Benefit, which is 105% of the Total Paid Premiums as on the date of death. Hello! 12,000 annual premium. (We have 7 different fund options which gives 8.5% to 48% of absolute return) 2. Option to visit the nearest Bajaj Allianz Life Insurance branch. I hold a Bajaj Allianz New UnitGain policy with issue date 19-Aug-2009. 50000 for a term of 20 years. Performance is based on this details: 1. The maturity benefit offered by the policy is the sum of the fund value as a result of the regular premiums and any top-up premiums that you have paid. The next premium paymen date is 19-Aug-2012. Surrender Charges: These are the charges which you need to bear in case you want to surrender your ULIP policy before the tenure of the plan. After the policy term is over, on maturity he receives approximately Rs. Instead, you take the cash surrender value. Time Taken for Settlement Process Post the Policy Is Surrendered: After the surrender request is submitted the customer gets a confirmation call for the pay-out. 35 year old person buys this Bajaj Allianz Future Gain policy for a term of 24 years and chooses to pay annual premium of Rs. Fund management charges: These are charges for management of fund. Since 3 yrs are not completed yet, […] The value of the investments you will get back if you cancel or "surrender" your policy: By "surrendering" your policy in exchange for the cash value, you render the life insurance portion null and void.This means your beneficiary will no longer be eligible to receive any death benefit. Bajaj allianz future gain policy is very good investment option. Bajaj Allianz - Future Gain - Blue Chip Equity Fund: Get the Latest NAV Value, Performance and Returns of Bajaj Allianz - Future Gain - Blue Chip Equity Fund. 25,27,222 (the regular premium fund value). 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